Senior Credit Manager

Our client is a European leader in leasing and part of a global banking group. They have a strong brand in the UK market across both hard and soft assets and lend approximately £2bn per annum through vendors and brokers.

They are now looking to hire a Senior Credit Manager in their hard asset division.

Key Responsibilities:

• To underwrite transactions within delegated authorities (£1m) and Credit Policies or to recommend to higher authorities as required within the any of the following market sectors – Materials Handling, Commercial Vehicles, Construction, and Agriculture. This also includes the underwriting and sanctioning of Annual Reviews of Introductory Sources and the analysing of more complex proposals in more depth.
• Produce analysis of Clients accounts and prepare credit submissions (CAF’s) with comprehensive detailed recommendations to higher underwriting authorities, if above own mandates.
• To communicate regularly and build relationships with all relevant Stakeholders (internal & external)
• To obtain further information from Sales as required.
• Participate in portfolio and risk analysis activity and help develop Credit Policies.
• Proactive inclusion and presenting within the Credit Academy along with on-going training and development within the Credit team and wider business.

Your Background:

• To have good underwriting experience and have worked within a financial lending environment for a number of years.
• To have a good understanding of financial accounts across all legal entities and private individuals.
• Be able to demonstrate good written and verbal communication skills together with an ability to negotiate with all relevant stakeholders at all levels of business seniority.
• Good Excel and Word skills with the ability to present applications to higher mandated authorities.

Location:

South East

Remuneration:

Basic Salary up to £65,000

Bonus – c£5,000 paid annually

Pension

Private Health

25 days holiday

Additional corporate benefits